:root{--cobalt:#174a9c;--blue:#2f72c5;--teal:#3d9c9a;--aqua:#dff3f1;--mist:#edf4fa;--paper:#f8fbfd;--ink:#233e62;--muted:#71869f;--line:#cbdbe8;--white:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:"Microsoft YaHei","PingFang SC",system-ui,sans-serif;background:var(--paper);line-height:1.65}a{color:inherit;text-decoration:none}.topbar{height:92px;padding:0 5vw;display:grid;grid-template-columns:180px 1fr 190px;align-items:center;border-bottom:1px solid var(--line);background:rgba(248,251,253,.95);position:sticky;top:0;z-index:20;backdrop-filter:blur(14px)}.logo img{width:112px;height:76px;object-fit:contain}.topbar nav{justify-self:center;display:flex;gap:36px;font-size:13px;font-weight:700;color:#4c6989}.topbar nav a:hover{color:var(--blue)}.call{justify-self:end;color:var(--cobalt);font-size:17px;font-weight:900;line-height:1.2}.call small{display:block;font-size:10px;color:var(--teal);font-weight:700;letter-spacing:1px}.cover{min-height:670px;padding:70px 7vw 55px;display:grid;grid-template-columns:80px 1.3fr .7fr;grid-template-rows:auto 1fr auto;gap:35px;position:relative;overflow:hidden;background:linear-gradient(112deg,#eaf3fa 0 68%,#dff3f1 68%)}.cover:after{content:'02Y';position:absolute;right:-2vw;bottom:-12vw;font-size:31vw;font-weight:900;line-height:1;color:rgba(47,114,197,.055);letter-spacing:-3vw}.cover-index{writing-mode:vertical-rl;font-size:11px;letter-spacing:3px;color:var(--teal);font-weight:800;grid-row:1/4}.cover-title{align-self:center;z-index:1}.cover-title p{color:var(--teal);font-size:13px;font-weight:800;letter-spacing:2px}.cover-title h1{font-size:clamp(55px,7vw,102px);line-height:1.05;margin:16px 0;color:var(--cobalt);letter-spacing:-5px}.cover-answer{align-self:center;z-index:1;border-top:1px solid #8eb5d8;border-bottom:1px solid #8eb5d8;padding:26px 0}.cover-answer>span{font-size:12px;color:var(--teal);font-weight:800}.cover-answer strong{display:block;color:var(--cobalt);font-size:clamp(38px,4vw,62px);white-space:nowrap}.cover-answer em{font-style:normal;font-size:16px;margin-left:3px}.cover-answer p{color:var(--muted);font-size:12px}.cover-note{grid-column:2;display:flex;align-items:center;gap:9px;z-index:1}.cover-note b{font-size:12px;margin-right:10px}.cover-note span{font-size:11px;padding:7px 12px;border:1px solid #aac5dc;border-radius:30px;background:rgba(255,255,255,.4)}.cover-cta{grid-column:3;justify-self:start;align-self:end;z-index:1;color:white;background:var(--cobalt);padding:17px 22px;font-weight:800}.cover-cta i{font-style:normal;margin-left:35px}.ticker{height:62px;display:flex;align-items:center;gap:25px;padding:0 7vw;background:var(--teal);color:white;overflow:hidden}.ticker span{font-size:11px;letter-spacing:2px;font-weight:800}.ticker p{font-size:13px;white-space:nowrap}.ticker i{width:4px;height:4px;border-radius:50%;background:#b9e4df}.editorial{max-width:1280px;margin:auto;padding:130px 5vw;display:grid;grid-template-columns:320px 1fr;gap:80px}.side-title{position:sticky;top:140px;align-self:start}.side-title>span{color:var(--teal);font-size:13px}.side-title h2{color:var(--cobalt);font-size:36px;line-height:1.3;margin:15px 0}.side-title p{color:var(--muted);font-size:13px}.editorial-grid{display:grid;grid-template-columns:1fr 1fr;gap:2px;background:var(--line)}.editorial-grid article{background:white;min-height:340px;padding:38px}.big-number small{font-size:10px;letter-spacing:2px;color:var(--teal)}.big-number h3{font-size:20px;margin-top:35px}.big-number div{display:flex;align-items:baseline;gap:8px;color:var(--cobalt);margin:25px 0}.big-number div b{font-size:52px}.big-number div span{font-size:22px;color:#86a6c2}.big-number div em{font-size:11px;font-style:normal;color:var(--muted)}.big-number p,.question li{font-size:13px;color:var(--muted)}.big-number.aqua{background:var(--aqua)}.question>b{font-size:48px;color:#aec5d9}.question h3{font-size:24px;line-height:1.4}.question ul,.question ol{padding-left:20px}.question li{padding:7px 0;border-bottom:1px solid #d7e3ed}.question.pale{background:var(--mist)}.receipt{max-width:1160px;margin:0 auto 130px;background:var(--cobalt);color:white;padding:50px 55px;display:grid;grid-template-columns:1fr 1fr;gap:45px;position:relative}.receipt:before,.receipt:after{content:'';position:absolute;left:0;right:0;height:12px;background:radial-gradient(circle at 6px -1px,transparent 6px,var(--paper) 6.5px);background-size:24px 12px}.receipt:before{top:0;transform:rotate(180deg)}.receipt:after{bottom:0}.receipt-head{grid-column:1/-1;display:flex;justify-content:space-between;border-bottom:1px dashed #75a0d3;padding-bottom:20px;font-size:11px;letter-spacing:2px}.receipt-main h2{font-size:42px;line-height:1.25;margin:15px 0}.receipt-main p{color:#c5d7ea;font-size:13px;max-width:400px}.receipt-lines div{display:grid;grid-template-columns:38px 1fr auto;padding:13px 0;border-bottom:1px solid #4a76ad;font-size:13px}.receipt-lines span{color:#7bc6c2}.receipt-lines em{font-style:normal;color:#bdd0e6}.receipt>a{grid-column:1/-1;justify-self:end;color:#c2f0ed;font-weight:800}.method{padding:120px max(7vw,30px);background:var(--aqua);display:grid;grid-template-columns:300px 1fr 320px;gap:60px;align-items:center}.method-intro span,.journal-head span{font-size:11px;color:var(--teal);letter-spacing:2px;font-weight:800}.method-intro h2{font-size:40px;line-height:1.25;color:var(--cobalt)}.method-intro p{font-size:13px;color:var(--muted)}.method-steps{display:grid;grid-template-columns:1fr 1fr}.method-steps>div{padding:25px;border-left:1px solid #9bc9c8;border-bottom:1px solid #9bc9c8}.method-steps b{color:var(--cobalt)}.method-steps p{font-size:12px;color:var(--muted)}.dial-block{background:white;padding:32px;display:block}.dial-block span{font-size:11px;color:var(--teal)}.dial-block strong{display:block;color:var(--cobalt);font-size:24px;margin:12px 0}.dial-block i{font-style:normal;font-size:12px;color:var(--blue)}.journal{max-width:1200px;margin:auto;padding:120px 20px}.journal-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:40px}.journal-head h2{font-size:43px;color:var(--cobalt);margin:8px 0}.journal-head>a{color:var(--blue);font-weight:800;font-size:13px}.journal-grid,.news-list{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.news-card{background:white;border-top:4px solid var(--blue);min-height:240px}.news-card>a{padding:26px;display:block}.news-category{font-size:10px;color:var(--teal);letter-spacing:1px;font-weight:800}.news-card h3{color:var(--cobalt);font-size:19px;line-height:1.45}.news-card p{color:var(--muted);font-size:12px}.news-card footer{display:flex;justify-content:space-between;border-top:1px solid var(--line);padding-top:16px;margin-top:22px;font-size:10px;color:#8da0b5;background:none}.news-card footer b{color:var(--blue)}footer{padding:45px 7vw;background:#275a8f;color:white;display:flex;align-items:center;gap:18px}footer img{width:75px;height:60px;object-fit:contain;background:white}footer div p,footer>p{font-size:11px;color:#bfd2e4;margin:0}footer>a{margin-left:auto;font-size:21px;font-weight:900}.mobile-call{display:none}.site-header{height:86px;padding:0 5vw;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);background:var(--paper);position:sticky;top:0;z-index:20}.brand{display:flex;align-items:center;gap:10px;font-weight:800}.brand img{width:82px;height:62px;object-fit:contain}.brand small{display:block;font-size:10px;color:var(--muted)}.site-header nav{display:flex;gap:28px;font-size:13px}.phone-pill{color:var(--cobalt);font-weight:900}.phone-pill span{display:block;font-size:10px;color:var(--teal)}.page-hero{text-align:left;padding:100px 7vw;background:linear-gradient(110deg,var(--mist) 70%,var(--aqua) 70%)}.page-hero h1{font-size:60px;color:var(--cobalt);margin:10px 0}.page-hero p{color:var(--muted)}.kicker{font-size:11px;letter-spacing:2px;color:var(--teal);font-weight:800}.section{max-width:1200px;margin:auto;padding:75px 20px}.filters{display:flex;gap:8px;margin-bottom:35px}.filters button{border:1px solid var(--line);background:white;padding:9px 16px;color:var(--muted);cursor:pointer}.filters button.active{background:var(--cobalt);color:white}.article-shell{max-width:1120px;margin:auto;padding:45px 20px 100px;display:grid;grid-template-columns:1fr 280px;gap:60px}.breadcrumbs{grid-column:1/-1;font-size:11px;color:var(--muted)}.breadcrumbs span{margin:0 8px}.breadcrumbs em{font-style:normal}.article-shell article h1{font-size:42px;line-height:1.3;color:var(--cobalt)}.article-meta{font-size:11px;color:var(--muted);border-bottom:1px solid var(--line);padding-bottom:20px}.article-lead{background:var(--mist);padding:20px;border-left:4px solid var(--teal)}.article-shell article h2{color:var(--cobalt);margin-top:35px}.article-shell article p,.article-shell article li{color:#55708c}.article-alert{background:var(--aqua);padding:18px}.article-end{border-top:1px solid var(--line);margin-top:35px;padding-top:18px}.article-side>div{background:white;border-top:4px solid var(--teal);padding:22px;margin-bottom:18px}.article-side p{font-size:12px;color:var(--muted)}.btn.primary{display:block;background:var(--cobalt);color:white;padding:12px;text-align:center}.more{color:var(--blue)}
@media(max-width:900px){.topbar{grid-template-columns:120px 1fr}.topbar nav{display:none}.cover{grid-template-columns:35px 1fr;grid-template-rows:auto auto auto}.cover-title{grid-column:2}.cover-answer{grid-column:2}.cover-note{grid-column:2;flex-wrap:wrap}.cover-cta{grid-column:2}.editorial{grid-template-columns:1fr}.side-title{position:static}.method{grid-template-columns:1fr}.journal-grid,.news-list{grid-template-columns:1fr 1fr}.article-shell{grid-template-columns:1fr}.site-header nav{display:none}}
@media(max-width:620px){body{padding-bottom:54px}.topbar{height:74px;padding:0 15px}.logo img{width:88px;height:60px}.call{font-size:13px}.cover{padding:45px 20px 55px;grid-template-columns:1fr;background:linear-gradient(155deg,#eaf3fa 0 75%,#dff3f1 75%)}.cover-index{writing-mode:horizontal-tb;grid-row:auto}.cover-title,.cover-answer,.cover-note,.cover-cta{grid-column:1}.cover-title h1{font-size:51px;letter-spacing:-3px}.ticker{overflow:auto;padding:0 20px}.editorial{padding:80px 20px;gap:35px}.editorial-grid{grid-template-columns:1fr}.editorial-grid article{min-height:auto}.receipt{margin:0 15px 80px;padding:38px 25px;grid-template-columns:1fr}.receipt-head,.receipt>a{grid-column:1}.receipt-main h2{font-size:32px}.method{padding:80px 20px}.journal{padding:80px 18px}.journal-grid,.news-list{grid-template-columns:1fr}.journal-head h2{font-size:33px}.journal-head{align-items:start}.site-header{height:72px;padding:0 15px}.brand img{width:65px;height:50px}.phone-pill{font-size:12px}.page-hero{padding:65px 20px}.page-hero h1{font-size:41px}.filters{overflow:auto}.filters button{white-space:nowrap}.article-shell article h1{font-size:30px}footer{padding:35px 20px;flex-wrap:wrap}footer>a{font-size:16px}.mobile-call{display:block;position:fixed;bottom:0;left:0;right:0;z-index:30}.mobile-call a{display:block;text-align:center;background:var(--cobalt);color:white;padding:14px;font-weight:800}}